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October 28, 2020

Virginia Workers Comp Lawyer

Hurt in a work accident? You may be due compensation for your injuries. Reach out to a workers comp lawyer in Virginia for help seeking out your compensation. 

Even jobs that sound safe in theory can turn dangerous in an instant. If you’re a factory worker, you know you face all kinds of workplace dangers, but a slip-and-fall accident at the office can still leave you with serious injuries.

You may be unable to work because of your injuries, and that leaves you and your family in need. 

Pathfinder Law wants to help you and your family heal. A work injury can be complex and difficult. Your Virginia workers comp lawyer takes the pressure off you, handling the legal side so you can focus on your family. 

Who’s Eligible for a Virginia Workers Comp Claim? 

When you’re hurt on the job, your first concern may be how you’ll get compensated for your injuries. Most Virginia workers are eligible for workers compensation benefits, which cover the costs of your work injuries. But how do you know you’re eligible? Many Virginia workers are also working less-traditional jobs. You might not have workers comp posters in the break room if there’s no break room, for example. 

Any Virginia employer that hires more than two workers must provide workers comp benefits to their workers. That means, in most cases, you’re eligible for workers comp benefits and can seek compensation for your injuries.

But many people are considered independent contractors, which means they’re not eligible for workers comp benefits. If you’re an independent contractor, your workers comp lawyer can guide you through your hearing for compensation. In some cases, for example, the state may rule you’re functionally an employee, so talk to your lawyer about pursuing your compensation. 

Personal Injury Claims vs. Workers Comp Claims

When you’re hurt in a work accident, you may be eligible for Virginia workers comp benefits. But in some cases, that may not be the best option for you, or it may not be an option for you at all. Luckily, that doesn’t necessarily mean you’re stuck paying out of pocket for your injuries. 

In some cases, you may be eligible for a personal injury claim. For example, you may have been injured, but you’re not eligible for a workers comp claim. You may not be covered under workers comp laws, or maybe your employer was especially careless. They may have been doing something illegal, or they were trying to hurt you. 

If you’re not sure who’s at fault for your injuries, you may need to review your claim with a work injury lawyer. Your lawyer can help you choose the best path to your compensation when you’re hurt on the job. 

Benefits for Virginia Workers 

When you’re hurt in a Virginia work accident, you need benefits that cover all your losses. That’s not easy to find when you’re hurt and struggling to recover from those injuries. You may need long-term care, or you may only need a few weeks of benefits to recover. Everyone’s needs are different after a work accident. 

Your workers comp benefits should cover all the suffering you’ve experienced after a Virginia on-the-job injury. If you’re not sure what your injuries are worth, check out the list below and have a talk with your workers comp lawyer about the value of your claim. 

Medical Expenses

After a serious Virginia work accident, your medical bills may be putting a strain on your finances. Medical care for serious injuries, like head trauma or broken bones, can be expensive, and you’re already unable to work. 

Luckily, you shouldn’t have to pay those bills out of your own pocket. Your workers comp benefits should cover all your medical costs after the accident. That includes travel expenses if you have to travel out of town for specialist treatment. 

Disability Benefits 

You may be unable to work, but that doesn’t mean you can skip your utility bill or mortgage payments. Luckily, your workers comp benefits should provide a portion of your original wages. 

Your disability benefits will depend on your injuries. In many cases, you’ll receive two-thirds of your original wages, but this can vary. For example, you may receive a different rate if you’re completely unable to work. 

Death Benefits

If your spouse or guardian’s work accident was deadly, you may be left without their support. You may not have the funds to support yourself. In these cases, you may be due compensation that meets your needs after the loss of your loved one.

Death benefits in Virginia cover the cost of the worker’s burial, up to $10,000. Besides this coverage, you may receive weekly benefits as a dependent. These benefits will continue until you remarry, if you’re the deceased’s spouse, or until you’re eighteen. That gives you the benefits you need to focus on your grief, not on how you’ll keep the house. 

What to Do when Insurers Dispute Your Virginia Workers Comp Claim

You need these workers compensation benefits to recover from your injuries, but you may have already gotten the bad news—your workers comp claim can be denied. But that doesn’t mean you’re out of luck. If you’ve been denied workers compensation, you have a right to dispute that decision and take your claim to court. 

Your workers comp lawyer in Virginia can help you schedule a hearing about your workers comp benefits when you’ve been denied. Before you attend this hearing, your workers comp lawyer can prepare evidence showing you were injured, your employer is responsible, and you’re due workers comp benefits. 

Your lawyer can also represent you in court. When you’re hurt and don’t have experience in the courtroom, it can be tough to face the Virginia Workers’ Compensation Commission. Your lawyer has courtroom experience and evidence that can help your claim succeed so you have a chance to get the benefits you need. 

Settlement Options for Virginia Workers 

When your workers comp claim is approved, you may be offered settlement payments on a weekly basis, much like your salary would arrive. But this settlement agreement may not work for you. You may want more control over your settlement, or you may be concerned about getting the coverage you need. 

Settlement options in Virginia can vary, from installments to lump-sum settlements. A lump sum gives you the full amount of your settlement at once, rather than getting it in installments. But the problem is, you may be due more compensation later for your injuries. 

If you accept the full amount up front, you may be giving up your opportunity for a fairer settlement. With a lump-sum settlement, you’re closing your claim and your opportunities to get more from your benefits. Talk to your work comp lawyer about your benefits before you agree to anything. 

Talk to a Workers Comp Lawyer in Virginia

Ready to get your Virginia workers comp benefits? Your lawyer at Pathfinder Law can help you seek coverage when you’re unable to work. If you’re having trouble, your Virginia workers comp lawyer can step in, handle your workers comp hearings, and go after the benefits you need. Start with a free consultation by calling 804-505-0633 or by filling out the online contact form below. 

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